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Archive for February, 2008

Facing An ARM Reset? Expect A Letter From The FHA

February 11th, 2008 categories: Tampa Real Estate, Short Sale Information

The FHA is being proactive and sending letters to those homeowners facing a reset on an adjustable rate mortgage. Some borrowers may qualify to refinance with an FHA insured loan through the FHASecure program.

FHA Secure lets borrowers who have a non-FHA insured ARM, whether current or delinquent on payments, refinance into a FHA insured mortgage. Homeowners who are delinquent on payments must be delinquent due to the reset of the ARM, or the recasting of an Option ARM.

FHASecure

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Posted by Lenny Gurvich | 2 Comments »

Accused of Being a Stickler

February 11th, 2008 categories: Tampa Real Estate, Tips for Sellers

Received a compliment from another agent today although he wasn’t really offering a compliment. I was asking him if he could get his clients to initial a change they had made on the contract regarding an important date. He then proceeded to tell me that he’s never dealt with another agent who is such a stickler, and that I was frustrating him by insisting that we have a clean contract.

And there lies the problem with many in my business (or any business really). Lack of professionalism. Lack of understanding that we are parties to a legally binding contract involving large sums of money. Other peoples money. Lack of understanding that any term altered on a contract needs to also have some indication that all parties have agreed upon that altered term or a term of the contract it is not (I’m not a lawyer).

So I’ll take it as a compliment to know I’m the biggest stickler he has come across. And it’s been my experience with other very good agents that this stickleritis is a shared quality. I’ll keep insisting on clean contracts.

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Posted by Lenny Gurvich | No Comments »

Pig to Forecast Future of Our Economy

February 1st, 2008 categories: Uncategorized

Hog_economy I probably pay too much attention to economic forecasts, but when a pig is mentioned as having a take on America’s economic future, I listen even more intently. It seems that the Darke County (Ohio) Realtors Association is sponsoring an event in which a hog named Darke County Dave will choose between a trough of sawdust or a trough of sugar. Can you guess which one means better times ahead?