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Notable E-Mail Of The Week- Tampa VA Mortgages
June 27th, 2008 categories: Tampa Real Estate
Lenny,
My wife and I just wanted say thank you again for helping us get our home. As you know this was our first home buying experience and we are very happy that we stumbled upon you as our agent. We were very impressed with your level of knowledge, and very thankful for your patience. You took the time to explain to us everything that we had questions about and in a way that wasn’t intimidating or confusing. I’m sure you are probably use to dealing with more seasoned buyers, but as a first time home buyer we couldn’t have asked for anything more. Thanks and hopefully we’ll have the opportunity to work with you in the future.
Sincerely,
Chris
Teamwork is what makes for successful real estate transactions. This one, as most do, involved the securing of a loan. My client, the home buyer, was using a VA (Veterans Administration) certificate and using a VA insured loan to make the purchase of his and his wife’s first home. They had already begun discussions with an online broker that specializes in VA mortgages and wanted to use his services. I cautioned them against using a broker that does not come highly recommended from someone in the business, or at least from someone who has done business with that individual or company. But the relationship was already there and they decided to give him the biz.
Once we began negotiating with the sellers’ agent, I asked the online broker if he could provide a loan commitment in the time frame requested by the sellers. “No problem” was the answer we received. Long story short: No loan commitment was ever obtained from this broker. Then, a week before closing we get the message that “we’ve got a 50/50 shot at meeting our closing date”.
Say what? That was all I needed to hear to tell my clients that they needed to move quickly to find a lender that could close this loan. They heeded my advice, found a local lender with a history of servicing VA buyers, and we closed on time. The local lender got the deal done in one week (5 biz days). The sellers were obviously happy as they were also purchasing a new home on the same day.
Teamwork makes for seamless, stress-free transactions. One broken link in the team can, and does, lead to disaster. Realtors, home inspectors, pest inspectors, lenders, title companies, handymen, and others, work together to insure that what buyer and seller agree to, is what happens.
In other news: Home sales are up. Inventory is trending down. Interest rates are trending up. Buyer traffic is up!
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